Privacy Policy

Introduction

This privacy policy explains how Loans with KB collects, uses, and protects your personal information when you use this website or engage our services.

Your privacy matters. We are committed to protecting your information and being transparent about how we use it.

Information We Collect

We may collect the following types of information:

• Contact Information: Name, email address, phone number, and mailing address when you submit a form or contact us directly.
• Financial Information: Income, employment details, credit information, and other data required to evaluate loan applications.
• Usage Data: Information about how you use our website, including pages visited, time spent, and browser type.
• Cookies: Small data files stored on your device to improve your experience and analyze site usage.

How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and provide mortgage services
• Evaluate loan applications and determine eligibility
• Communicate with you about your loan status and next steps
• Improve our website and services
• Comply with legal and regulatory requirements
• Prevent fraud and ensure security

Information Sharing

We do not sell or rent your personal information to third parties. We may share your information with:

• Service Providers: Third party companies that help us deliver services, such as loan processors, credit bureaus, and title companies.
• Lenders and Partners: Financial institutions involved in processing and funding your loan.
• Legal Authorities: When required by law, regulation, or legal process.

All third parties are required to protect your information and use it only for the purposes we specify.

Data Security

We take reasonable measures to protect your information from unauthorized access, disclosure, or misuse. This includes:

• Secure transmission of data using encryption (SSL/TLS)
• Restricted access to personal information on a need to know basis
• Regular security reviews and updates

While we strive to protect your information, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security.

Cookies and Tracking

Our website uses cookies to enhance your experience and analyze site performance. Cookies are small text files stored on your device.

You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of this website.

Your Rights

You have the right to:

• Access the personal information we hold about you
• Request corrections to inaccurate or incomplete information
• Request deletion of your information, subject to legal and regulatory requirements
• Opt out of marketing communications at any time

To exercise these rights, please contact us using the information below.

Third Party Links

Our website may contain links to third party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

Changes to This Policy

We may update this privacy policy from time to time. Changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions about this privacy policy or how we handle your information, please contact us:

Email: team@loanswithkb.com
Phone: (903) 474-7570